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Case studies

Nationwide programs, from strategy to go-live

When a payment system serves a whole country, there is no quiet launch. Our consultants have advised on, designed and delivered five nationwide programs, from interbank switching to the card a fan taps at the stadium gate.

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01
Nationwide · Interbank

National Payment Switch

An ISO 8583 switch that routes interbank card transactions across a country's banks.

The challenge
A national switch must connect many banks with different systems, route every transaction in real time and stay available around the clock.
Our role
Designed the switch architecture, message specifications and routing; supported bank integration, testing and launch.
Strategy & AdvisoryArchitecture & Solution DesignISO 8583 messagingTransaction routingHigh availabilityBank onboarding and certification
Merchant Acquiring Issuing & Card Management Real-Time Payments
02
Nationwide · Transit

Transit AFC System

Nationwide automated fare collection with open-loop EMV contactless acceptance, so riders tap the card already in their pocket.

The challenge
Riders need to tap and go in under a second, at every gate and validator, often with limited connectivity, while every fare still clears and settles correctly.
Our role
Designed the open-loop architecture, validator acceptance and back-office clearing and settlement.
Architecture & Solution DesignDelivery & Program AssuranceCertification & Compliance ReadinessOpen-loop EMVContactless validatorsOffline risk managementFare clearing and settlement
Transit & Fare Collection EMV Chip & Kernels POS & Terminals
03
Nationwide · Issuing

National Issuing Platform

Card issuing and management at national scale, with tokenization and mobile wallet support from day one.

The challenge
A national issuing platform must handle every card type and lifecycle event while being ready for tokens and mobile wallets from day one.
Our role
Designed the issuing and card management architecture, card lifecycle and tokenization flows, and mobile wallet provisioning.
Strategy & AdvisoryVendor Selection & ProcurementCard managementEMV personalizationTokenizationMobile wallet provisioning
Issuing & Card Management Tokenization (TSP) Wallets & TSM
04
Nationwide · Merchant acceptance

ECR & POS Integration

Nationwide integration of electronic cash registers (ECR) and POS terminals with real-time processing and merchant management.

The challenge
Cash registers and payment terminals from many vendors had to work together and report in real time across a national merchant base.
Our role
Designed the ECR–POS integration model, real-time processing and the merchant management layer.
Vendor Selection & ProcurementDelivery & Program AssuranceECR–POS integrationReal-time processingTerminal managementMerchant management
POS & Terminals Merchant Acquiring
05
Nationwide · Access & payments

Nationwide Stadium Card

A stadium access and payment card for a national football federation, with contactless entry and cashless payments.

The challenge
One card had to open the gate for every match and pay for everything inside the stadium, quickly and securely, for fans across the country.
Our role
Designed the card program, contactless access control and cashless payment acceptance.
Delivery & Program AssuranceCertification & Compliance ReadinessContactless accessCashless paymentsCard issuingStadium acceptance
Issuing & Card Management Loyalty Programs POS & Terminals

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