EMV Chip Card Technology
A complete introduction to how EMV chip cards work, from personalization to the authorization message. Participants leave able to read an EMV transaction and understand what each party does.
Our training practice is part of how we build capability in your team. Hands-on courses for engineering, product and operations teams, taught by the consultants who design and certify payment systems. 600+ bank technical payments teams trained across 50+ programs.

Every course is taught by consultants who deliver payment programs, including a Mastercard-Accredited EMV Trainer.
A maximum of 12 participants, so every engineer gets time with the instructor and the lab.
We come to your office or teach live online, in the format that suits your team.
Courses can be adapted to your systems, vendors and specifications, or combined into a custom program.
For teams new to an area. Concepts, flows, vocabulary and the standards behind them.
For practitioners. Architecture, integration patterns and hands-on exercises.
For specialists. Deep labs, debugging and certification-grade detail.
A complete introduction to how EMV chip cards work, from personalization to the authorization message. Participants leave able to read an EMV transaction and understand what each party does.
How contactless differs from contact EMV, and what it takes to deploy, test and certify contactless acceptance across schemes.
A hands-on lab for teams building or certifying EMV kernels and terminals. Participants trace real transaction logs, diagnose failures and prepare for Level 2 and Level 3 certification.
How merchant acquiring works end to end: merchants, gateways, processors, networks and the money flows between them.
How to design payment platforms that run on AWS, Azure or Google Cloud and still meet the availability, latency and compliance requirements of card and real-time payments.
A practical introduction to machine learning for people who build payment systems, with fraud and risk examples throughout.
How to design fraud detection that decides in milliseconds, combining rules, machine learning and case management.
How to build, evaluate and govern autonomous AI agents for payment operations such as reconciliation, alert triage and customer support.
Beyond the catalog, we build programs from more than 100 modules across all 22 of our practice areas, from ISO 20022 to OCPP.