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Tools & accelerators

The toolkit we bring to every engagement

Analyzers, simulators and testing tools built by our consultants. They speed up assessments, integration and certification on our engagements, power our training labs, and can be put to work for your team.

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Our tools

Analyzer

EMV Kernel Analyzer

Deep analysis of EMV transaction flows for kernel debugging and certification preparation.

  • Step-by-step analysis of contact and contactless transaction logs
  • Decoding of EMV tags, cryptograms and terminal decisions
  • Faster diagnosis of certification test failures
EMV Chip & KernelsCompliance & Certification
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Tool

EMV Card Personalizer

Data preparation workflows for EMV card personalization.

  • Preparation of chip personalization data for card profiles
  • Validation of profile data before production
  • Support for test card creation in development and certification
EMV Chip & KernelsIssuing & Card Management
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Toolkit

HSM Key Management Toolkit

Key generation, distribution and lifecycle management for payment HSMs.

  • Generation and component handling for payment keys
  • Support for key exchange and distribution workflows
  • Key lifecycle tracking for test and integration environments
Key Management & HSM
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Simulator

Payment Gateway Simulator

Simulate payment gateway flows to test integrations end to end.

  • Simulated authorization, capture, refund and reversal flows
  • Configurable responses for approvals, declines and errors
  • Integration testing without connecting to live networks
Merchant AcquiringPOS & Terminals
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Tool

RTP Message Validator

Validate ISO 20022 messages for real-time payments.

  • Validation of pacs, pain and camt messages against schemas
  • Business-rule checks for instant payment schemes
  • Faster troubleshooting during scheme onboarding
Real-Time Payments
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How to use our tools

Accelerators, not products

In our engagements

Our consultants bring these tools to assessments, integration and certification work, so findings come faster.

In our training

Participants use them in hands-on labs, such as the EMV Kernel Debugging & Certification Lab.

For your team

Ask us about access for your own engineering and test teams.

See the tools in action

Book a short demo with the consultants who built them.

Request a demo contact@paytrustlabs.com